Looking to acquire a fully operational UK Small Electronic Money Institution (EMI)? We offer a turnkey EMI-licensed company for sale, including Payment Institution (PI) services and Electronic Money (E-money) operations. This is a rare opportunity to own a regulated fintech business with an established client base, proven profits, and scalable infrastructure.
✅ Key Features of the Small EMI License for Sale:
Licensed in the UK with upgrade option to Authorized EMI (AEMI) by increasing capital to €350,000.
Offers full scope of payment services under PSD2 regulation:
Cash placement and withdrawals from payment accounts
Execution of payment transactions (with or without credit line)
Issuing payment instruments
Acquiring payment transactions
Money remittance services
Issuance of Electronic Money
💼 Business Overview:
Profitable and fully operational
200+ corporate clients
EBITDA: €300,000
Monthly average client balances: €5 million
Unlimited transaction volume
🌍 Payment Infrastructure and Banking Connections:
Safeguarding accounts in the UK and Latvia
Correspondent account in China
Dedicated customer payment accounts in 2 UK-based EMIs
SEPA, SWIFT, GBP IBANs, and own BIC for Target2 and international payments
Integrated major FX provider access
SWIFT connectivity to non-sanctioned countries worldwide
🔐 Compliance & AML:
Top-tier AML audit by UK’s Top 10 Auditors
Sanctions screening system with API
Fully compliant with FCA regulations
💻 Advanced IT & Onboarding Platform:
Powered by proprietary banking software
Fully digital remote onboarding & KYC
Integrated video verification, 2FA SMS, payment APIs, and mobile apps (Google/Apple)
Optional: Co-branded payment cards
📍 Locations:
Operational offices in London (UK) and Riga (Latvia)
💰 Asking Price:
€3 million (10x EBITDA valuation)
📞 Contact for More Information:
Valters Gencs📱 WhatsApp / Telegram: +371-29265441📧 Email: info@gencs.eu🔗 Website: www.vgfintechadvisors.com